The Annuity Calculator is intended for use involving the accumulation phase of an annuity and shows growth based on regular deposits. Please use our Annuity Payout Calculator to determine the income payment phase of an annuity.
How to calculate future value of annuity?
To calculate the future value of an annuity, all you need to know is the payment amount and the interest rate. Then, you can use this formula: Similarly, calculating the present value of an annuity will be easiest when you use a present value of annuity calculator.
How do you calculate an annuity due?
So for an annuity due where you receive payments at the beginning of each period, you’d need to invest less today to generate the same future cash flow compared to an ordinary annuity with payments at the end. The formula for the present value of an annuity due is: PVAnnuity Due = C x [ (1 – (1 + i)^-n) / i] x (1 + i)
